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Credit Card Processing

Every business needs a merchant account. It’s the cornerstone of your payment solution. A merchant account handles the transferring of funds from a shopper’s credit card to your bank account. And how it’s set up determines what your rates are, how quickly you receive your funds, and how well it will accommodate for future growth.

Because it’s such an important part of your business, we’re committed to providing you with the perfect merchant account, each and every time. Our team is the best-trained and most knowledgeable in the industry, and we’re here to make sure you get the most competitive rates, complete reliability and security, along with unmatched service and support.


Internet Merchants
Internet merchant account +
payment gateway
Retail Merchants
Retail merchant account +
point-of-sale terminal
For businesses like:

eCommerce Websites

Mail/Telephone Order

Office/Home-Based
Learn More 

For businesses like:

Retail Stores

Restaurants

Grocery/Convenience Stores
Learn More 

Additional Products & Services



Don’t turn away valuable revenue from customers who prefer to pay by check.

Learn More 



American shoppers spent over $8 billion on gift cards, and this number continues to increase.

Learn More 



Offering the most powerful fraud prevention tools available to online merchants.

Learn More 



This unique financing program offers a level of flexibility that cannot be found in traditional loans.

Learn More 

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All rights reserved.

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Applied Merchant Systems is a registered ISO and MSP of HSBC Bank USA, National
Association, Buffalo NY and Wells Fargo Bank, N.A. Walnut Creek, CA.

American Express® and Discover® require separate approval.