Accept Checks with Confidence

From the checkout line to the phone line, and even online, Applied Merchant makes it possible to turn check payments into safe, secure sales with solutions backed by the industry’s most comprehensive information and risk management systems. We offer a variety of electronic check payment services and products to help merchants increase cash flow, lower operating expenses, and increase sales.

• Check conversion transforms a paper check into an electronic transaction at the point-of-sale, allowing for faster transaction and settlement times.
• Check verification screens checks against information from hundreds of thousands of businesses and financial institutions, minimizing the risk of return.
• Check guarantee gives merchants an increased level of protection by limiting the liability for fraudulent and returned checks, and by managing the collections process.

Don’t turn away valuable revenue from customers who prefer to pay by check. Keep your customers happy by giving them the freedom to choose their payment method, knowing that you’re well equipped to make informed, accurate, and profitable check acceptance decisions.