Cash to Help you Grow Your Business

Whether your business needs cash for expansion, to cover advertising expenses, or to cope with an unexpected emergency, Applied Merchant offers a solution that allows you to convert your future Visa and MasterCard transactions into immediate cash for your business.

Through this program, we advance a set dollar amount of your future Visa/MasterCard transactions to you at a discount. We then collect this fixed amount through a seamless automated process that deducts a small percentage of your daily Visa/MasterCard sales. This allows your business to draw upon the value of your future Visa and MasterCard transactions in order to receive the capital you need to address the financial demands of today.

Designed to fit the needs of small and medium-sized businesses, this unique financing program offers a level of flexibility that cannot be found in traditional bank loans:

• There is no fixed payment schedule. The amount you pay each month is determined by how well your business performs.
• Unlike traditional lenders, we do not specify how you must use the capital we provide. You spend the money where your business needs it.
• We determine the amount of funding you receive on the basis of your previous Visa and MasterCard sales performance. This means that your business can be approved even if you have bad credit or have been turned down for small business loans in the past.